Recently signed legislation makes it easier for consumers to use cash for common, everyday purchases.
House Bill 4592 creates the Retail Cash Payment Act, requiring businesses such as gas stations, grocery stores, pharmacies, and restaurants to accept cash for in-person transactions under $500.
The law is intended to ensure that consumers who rely on cash rather than credit or debit cards can continue to make essential purchases. Before the legislation was approved, Illinois did not have a statewide requirement for businesses to accept cash.
House Bill 4592 passed unanimously in the Senate and takes effect January 1, 2028.
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